<p>&nbsp;</p><p>PT Bank Neo Commerce Tbk. (BNC) is committed to enhancing the implementation of Good Corporate Governance (GCG) and strengthening the effectiveness of its fraud control system, with particular emphasis on ensuring that the disclosure and reporting mechanisms are easy to understand and can be implemented effectively.</p><p>The Whistleblowing System (WBS) serves as a communication channel for both internal parties of the Company and the public to report acts, behaviors, or incidents related to fraud, violations of laws, company regulations, codes of ethics, and conflicts of interest committed by Company personnel.</p><p>BNC guarantees protection for whistleblowers against any form of threats, intimidation, or unfavorable actions, including extending such protection to the whistleblower&rsquo;s family.</p><p>The BNC WBS only handles reports concerning fraud, unlawful acts, violations of the code of ethics, actions that endanger the Bank&rsquo;s security, and actions that may cause financial or reputational losses to the Bank. Reports unrelated to these categories, for example product or service complaints, should be reported to Customer Care at <em>customercare@bankneo.co.id</em></p>