<p>&nbsp;</p><p>PT.&nbsp;Bank&nbsp;Neo&nbsp;Commerce, Tbk. is committed to maintaining neutrality and fully supporting and protecting all whistleblowers who report violations occurring within the Bank, including but not limited to the following:</p><ol><li>The identity of the whistleblower is guaranteed to be kept confidential by the Bank;</li><li>The Bank guarantees protection for the whistleblower from any form of threats, intimidation, or unpleasant actions from any party, as long as the whistleblower maintains the confidentiality of the reported violation. This protection may also be extended to the whistleblower&#39;s family;</li><li>Protection also applies to any parties who provide information related to the reported violation.</li></ol><p>Protection and confidentiality guarantees are not granted to whistleblowers who are proven to have submitted false and/or defamatory reports.</p><p>If the investigation concludes and it can be proven that the report contains false information or baseless defamation, the whistleblower may be subject to legal action or sanctions in accordance with applicable laws and regulations or the Bank&rsquo;s internal policies.</p>