<p>The violations that can be reported in WBS are as follows:</p><p><strong>1. Fraud</strong></p><p>Fraud is an act of dishonesty or deception, including but not limited to fraud, extortion, forgery, concealment or destruction of documents/reports, or using forged documents, committed by an individual or group of individuals that results in potential or actual loss to the Bank.</p><p><strong>2. Asset Embezzlement</strong></p><p>Asset embezzlement is a form of fraud deliberately committed by bank personnel to unlawfully possess items, either partially or wholly owned by the Bank, in violation of applicable internal regulations.</p><p><strong>3. Information Leakage</strong></p><p>Information leakage is a deliberate act by bank personnel in disclosing, forwarding, disseminating data, transactions, and other information that must be kept confidential by the Bank, under legal provisions or specific authorities, to third parties who may harm the Bank financially or non-financially.</p><p><strong>4. Banking Criminal Offenses</strong></p><p>Banking criminal offenses refer to acts prohibited by banking law, committed by bank personnel.</p><p><strong>5. Violation of Company Regulations</strong></p><p>Committing actions or violations that are subject to sanctions according to the company&#39;s applicable regulations.</p><p><strong>6. Conflict of Interest</strong></p><p>A situation where a member of the Bank&rsquo;s personnel (including the Board of Directors and Commissioners) has interests outside their professional duties, whether related to personal, family, or third-party interests, which may lead to a loss of objectivity in making decisions and policies within the authority granted by the Bank.</p><p><strong>7. Bribery and/or Gratification</strong></p><p>Accepting something from a third party in relation to their position/authority, which conflicts with their responsibilities or duties.</p><p><strong>8. Unethical Behavior</strong></p><p>Actions or conduct performed by Bank personnel that cannot be justified ethically.</p><p><strong>9. Violation of Sharia Compliance</strong></p><p>Actions that do not meet the criteria of Sharia compliance and do not promote overall good, instead causing harm.</p><p><strong>10. Any other actions that can be equated with forms of violations.</strong></p>