<p>&nbsp;</p><p>In order to safeguard and enhance Bank Mandiri&rsquo;s reputation, risk control systems and facilities are needed through active participation of Bank Mandiri employees and other stakeholders to submit reports regarding acts or indications of fraud, non-fraud and/or other violations that can harm customers and Bank Mandiri.</p><p>This is in line with the 2nd Pillar of Anti-Fraud Strategy (SAF), namely the Detection Pillar which is part of a fraud control system, that includes a Whistle Blowing System (WBS) mechanism. In its implementation, Bank Mandiri has provided media for reporting violation directly to the CEO of Bank Mandiri called Letter to CEO (LTC).</p>