Mandiri Steward demanded to us to pay US10K for bank fees(paid),US15K  (paid) for activation of OTP and US68500 for routing number.after opening account..I believe this is a fraud after my fren banking  UD1.5 million into the bank..Till now her account was not activated.Aside that the bank demand us to pay US45000 income tax in order to activate.I notice all the email they sent to my friend was fake without proper letterhead and the tax invoiced did not have finance minister name but diff name instead